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Assume a 3.5% FHA Loan "” Subject to Lender Approval and Buyer Qualification Built in 2022 and thoughtfully maintained, this modern home in Fallbrook's Citro community delivers one of the most significant buying opportunities in the region: the chance to assume an existing FHA mortgage at just 3.5% interest "” a financing advantage that could mean hundreds of dollars in monthly savings compared to current market rates. The open-concept main level flows seamlessly between the kitchen, dining, and living areas, designed for everyday comfort and easy entertaining alike, while a downstairs bedroom and full bath provide exceptional flexibility "” perfect for guests, a home office, or multi-generational living arrangements. Upstairs, a spacious loft creates a natural second living space, whether you envision a media room, a dedicated remote-work setup, or additional family room, and the primary suite offers a well-appointed ensuite bath and generous walk-in closet. The fully owned solar system "” owned, not leased "” delivers meaningful, ongoing savings on monthly electricity costs and protection against rising utility rates, adding long-term value and lowering total cost of ownership from day one. The location is a standout: with direct access to I-15 and Highway 76, destinations throughout the region are all within reach "” including Camp Pendleton, North County San Diego, Temecula, Riverside, and Oceanside "” while Fallbrook's peaceful, small-town atmosphere awaits when you return home, and the Citro community's position just off the 15/76 interchange makes it one of the most conveniently located communities in the area. Beyond the home itself, Citro's resort-style amenities include 14 miles of maintained trails, playgrounds, parks, bocce ball, a clubhouse, a pool, BBQ areas, dog parks, and a working avocado and citrus grove that residents enjoy throughout the year. Assumable 3.5% FHA financing. Owned solar. Flexible floor plan. Prime North County location. Resort-level amenities "” this home checks every box. Loan assumption subject to lender approval and buyer qualification. Equal Housing Opportunity.
| DAYS ON MARKET | 111 | LAST UPDATED | 5/26/2026 |
|---|---|---|---|
| TRACT | Fallbrook | YEAR BUILT | 2022 |
| COMMUNITY | 92028 - Fallbrook | GARAGE SPACES | 2.0 |
| COUNTY | San Diego | STATUS | Conditional |
| PROPERTY TYPE(S) | Single Family |
| High School | Fallbrook |
|---|
| PRICE HISTORY | |
| Prior to Apr 6, '26 | $799,000 |
|---|---|
| Apr 6, '26 - Apr 23, '26 | $785,000 |
| Apr 23, '26 - Today | $780,000 |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Disposal, ENERGY STAR Qualified Water Heater, Tankless Water Heater, Water Heater |
| AREA | 92028 - Fallbrook |
| GARAGE | Attached Garage, Yes |
| HEAT | Central |
| HOA DUES | 267|Monthly |
| INTERIOR | Ceiling Fan(s), Eat-in Kitchen, Granite Counters, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s) |
| LOT | 3237 sq ft |
| LOT DESCRIPTION | Back Yard |
| LOT DIMENSIONS | 3238 |
| PARKING | Attached, Garage |
| POOL DESCRIPTION | Community, Association |
| SEWER | Public Sewer |
| STORIES | 2 |
| STYLE | Modern |
| SUBDIVISION | Fallbrook |
| UTILITIES | Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Mountain(s) |
| WATER | Public |
TOTAL MONTHLY PAYMENT
| SATELLITE VIEW |
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Based on information from California Regional Multiple Listing Service, Inc. as of 6/21/26 5:12 PM PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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