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4495 Montalvo St offers a rare opportunity to invest in a beach-area property with fewer barriers to growth. Sitting just outside the Coastal Commission zone, improvements and permitting can be approached more directly and efficiently. The RM-3-7 zoning provides flexibility to unlock additional units or expand living space, giving you a clear path to maximizing long-term value. The existing 2 bedroom 1.5 bath home features updated interiors including refreshed baths, new flooring and light-filled living spaces with partial ocean views. Enrollment in the Quiet Home window upgrade program has already been approved for this year, further enhancing desirability. Perfectly positioned between Ocean Beach and Point Loma, this address offers strong lifestyle appeal and rental demand. Minutes to beaches, cafes, shopping and major connectors, it is truly an investment that performs today while offering meaningful development potential ahead.
| DAYS ON MARKET | 20 | LAST UPDATED | 10/28/2025 |
|---|---|---|---|
| TRACT | Ocean Beach | YEAR BUILT | 1940 |
| COMMUNITY | 92107 - Ocean Beach | COUNTY | San Diego |
| STATUS | Active | PROPERTY TYPE(S) | Single Family |
| ADDITIONAL DETAILS | |
| AIR | Wall/Window Unit(s) |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Disposal, Gas Range, Refrigerator |
| AREA | 92107 - Ocean Beach |
| CONSTRUCTION | Stucco |
| HEAT | Natural Gas |
| LOT | 4918 sq ft |
| PARKING | Other |
| POOL DESCRIPTION | None |
| STORIES | 1 |
| SUBDIVISION | Ocean Beach |
| UTILITIES | Water Available |
| VIEW | Yes |
| VIEW DESCRIPTION | Ocean |
TOTAL MONTHLY PAYMENT
| SATELLITE VIEW |
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